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You’re here which means that you are one step ahead.

Congratulations! You’ve realised that it’s time to make some decisions, to take some action.

Lots of people, particularly small business owners, are too busy getting on with their day to day life to find the time to stand back and decide what they really want, let alone doing anything to achieve it.

They know they should get it sorted, but where to start? Dealing with money and financial matters can be confusing and overwhelming. So it goes on the “too difficult” pile for another day.

Take the next step and call us to find out how you can take advantage of a free 60 minute meeting – a chance to start planning now.

What Our Clients Say...

I like the fact that at our reviews, I feel I am discussing my affairs with a well-informed friend rather than a staid financial institute. I like receiving sensible uncomplicated suggestions to improve my situation and the fact that I am not badgered to make immediate decisions

Mrs B, Bristol
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    • Hillary Carden

      Hi, I'm Hilary. So many people tell me that they keep meaning to sort out their investments and retirement but they never quite get around to it. Well, I'm here, with my team, to make sure that you're not one of those people. For that to happen, we need to talk. Which is why you should give me a call now on 0117 290 0370 or fill in the form below

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    Financial Planning


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    Call us now on 0117 290 0370 with any questions

    Cardens have been my company’s pension advisers for over 12 years. That wouldn’t be the case if they weren’t providing a quality service. Clear uncomplicated advice, prompt, efficient and friendly staff

    Alan Saunders IEng MIET, Evesham
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    Meet Hilary and the Cardens Team

    Meet The Team
    Cardens Retirement Planning Bristol Retirement Consultants

    Latest news and insights

    Dividends and Pension Contributions

    By Hilary Carden on in Pensions

    In the current tax year ending 5th April 2017 the annual pension contribution limit (known as the Annual Allowance) is £40,000. For many people, this limit won’t worry them.  And if you want to pay a large amount into your pension scheme, you may be able to use unused allowances from up to three previous […]

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    When the Going Gets Tough

    By Hilary Carden on in Life

    I was sat chatting to my friend Alison in a local coffee shop recently. Our peace peace was interrupted by an invasion of Mums, pushchairs and noisy toddlers. Our conversation turned to how young children have a wonderful knack for saying whatever’s on their mind. Naturally we then swapped stories about embarrassing situations. We agreed […]

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    Last week, This Week…

    By Hilary Carden on in This Week

    28th November, 2016 By the end of last week, our inboxes were over flowing with summaries of Chancellor Philip Hammond’s Autumn Statement.  Most agreed that there wasn’t anything that exciting. Our blog post ‘Last Autumn Statement‘ provides a list of the main points we feel are most relevant to our financial planning clients. In ‘The End of Cash’ we […]

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    The last Autumn Statement

    By Hilary Carden on in This Week

    As expected, the Autumn Statement 2016 wasn’t very exciting, so I will keep this short, sweet and relevant to our typical client’s financial planning. Skim through the points below and get in touch if you would like more detail… The Money Purchase Annual Allowance – will be reduced to £4,000 from April 2017. Usually only […]

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