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You’re here which means that you are one step ahead.

Congratulations! You’ve realised that it’s time to make some financial decisions, and more importantly, to take some action.

Lots of people, particularly small business owners, are too busy getting on with their day to day life to find the time to stand back and decide what they really want, let alone doing anything to achieve it.

They know they should get it sorted, but where to start? Dealing with money and financial matters can be confusing and overwhelming. So it goes on the “too difficult” pile for another day.

Take the next step and call us to find out how you can take advantage of a free 60 minute meeting – your chance to start planning now.

What Our Clients Say...

I like the fact that at our reviews, I feel I am discussing my affairs with a well-informed friend rather than a staid financial institute. I like receiving sensible uncomplicated suggestions to improve my situation and the fact that I am not badgered to make immediate decisions

Mrs B, Bristol
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Our core values

  • Integrity
  • Excellence
  • Teamwork
  • Friendliness
  • Knowledge
  • Hilary Carden

    Hi, I'm Hilary. So many people tell me that they keep meaning to sort out their investments and retirement but they never quite get around to it. Well, I'm here, with my team, to make sure that you're not one of those people. For that to happen, we need to talk. Which is why you should give me a call now on 0117 290 0370 or fill in the form below

Let us help you build the future life you want...

Financial Planning

Retirement

Discover your future potential by looking at the bigger picture.

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Investment Focus

Investment

Learn how you find an investment strategy that lets you sleep at night.

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Bespoke Pensions

Pensions

Find out why having your own personal plan can put you in control.

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Call us now on 0117 290 0370 with any questions

Cardens have been my company’s pension advisers for over 12 years. That wouldn’t be the case if they weren’t providing a quality service. Clear uncomplicated advice, prompt, efficient and friendly staff

Alan Saunders IEng MIET, Evesham
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Meet Hilary and the Cardens Team

Meet The Team
Cardens Retirement Planning Bristol Retirement Consultants

Latest news and insights

Dividends and Pensions – 2018/19

By Hilary Carden on 15th April 2018 in Pensions

If you are the owner of a small or medium sized company chances are that your accountant has suggested you take a low salary and higher dividends… But are you thinking about taking advantage of tax relief and making a large pension contribution? If so,

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When are Employer Pension Contributions right for a Company Director?

By Hilary Carden on 6th April 2018 in Pensions

Are you a company director and shareholder? Is it your own trading company? Are you taking your income as salary and then topping up with dividends? Yes? If so 

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Infographic: At a Glance Personal Taxation 2018/19

By Hilary Carden on 6th April 2018 in Tax Planning

               

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