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You’re here which means that you are one step ahead.

Congratulations! You’ve realised that it’s time to make some financial decisions, and more importantly, to take some action.

Lots of people, particularly small business owners, are too busy getting on with their day to day life to find the time to stand back and decide what they really want, let alone doing anything to achieve it.

They know they should get it sorted, but where to start? Dealing with money and financial matters can be confusing and overwhelming. So it goes on the “too difficult” pile for another day.

Take the next step and call us to find out how you can take advantage of a free 60 minute meeting – your chance to start planning now.

What Our Clients Say...

I like the fact that at our reviews, I feel I am discussing my affairs with a well-informed friend rather than a staid financial institute. I like receiving sensible uncomplicated suggestions to improve my situation and the fact that I am not badgered to make immediate decisions

Mrs B, Bristol
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Our core values

  • Integrity
  • Excellence
  • Teamwork
  • Friendliness
  • Knowledge
    • Hilary Carden

      Hi, I'm Hilary. So many people tell me that they keep meaning to sort out their investments and retirement but they never quite get around to it. Well, I'm here, with my team, to make sure that you're not one of those people. For that to happen, we need to talk. Which is why you should give me a call now on 0117 290 0370 or fill in the form below

    Cardens have been my company’s pension advisers for over 12 years. That wouldn’t be the case if they weren’t providing a quality service. Clear uncomplicated advice, prompt, efficient and friendly staff

    Alan Saunders IEng MIET, Evesham
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    Meet Hilary and the Cardens Team

    Meet The Team
    Cardens Retirement Planning Bristol Retirement Consultants

    Latest news and insights

    Dividends and Pensions

    By Hilary Carden on 15th April 2018 in Business Owners

    If you are the owner of a small or medium sized company chances are that your accountant has suggested you take a low salary and… Continue Reading
    What is Carry Forward?

    By Hilary Carden on 5th February 2019 in Business Owners

    Carry Forward is a tax rule that allows you to catch up on your unused pension contributions. It enables you to carry forward unused annual… Continue Reading
    Market Views February 2019

    By Hilary Carden on 1st February 2019 in Investing

    In this our latest market views for February 2019, our Investment Director, Michael Carden considers the current markets and outlook. Some optimism has returned in… Continue Reading
    Year End Tax Planning for Business Owners

    By Hilary Carden on 27th January 2019 in Business Owners

    Business owners often leave year end tax planning too late. You're so busy with the day to day that you don't always think about tax… Continue Reading